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Travel Insurance

Sales Executive

Insurance

Schengen insurance

What is Schengen insurance?

Travel and health care coverage meeting specific EU necessities is obligatory for everybody applying for a visa in any Schengen-part country. What’s the Schengen zone? Basically, gathering of European nations have consented to abrogate visa/line control, smoothing out global travel between them.

Does my health insurance work in the EU?

In the event that you come from a non-EU country, the response is generally no. Visa prerequisites among Schengen zone states are almost indistinguishable and require a specific kind of protection. A few European back up plans have presented particular protection items called Schengen visa protection. These are tailor-made answers for meet the EU guideline and furnish clients with the best European medical services if necessary. Despite the fact that these items were fundamentally intended for visa candidates, they can be likewise utilized as an option in contrast to conventional travel protection for little excursions that don’t need a visa.

What conditions must my insurance meet?

Rules and conditions with respect to Schengen visa are depicted by the Visa Code (Regulation EC No. 810/2009).

Your health or travel insurance must meet following conditions:

  • Minimum coverage limit of 30.000 EUR

  • The insurance covers the necessary health care costs in case of illness, accident or death

  • The insurance covers the cost of repatriation of the insured person or his/her body (in case of death) to his/her home country

  • The policy covers the whole Schengen zone

  • The policy covers the whole Schengen zone

Proposal: each Schengen zone nation can apply extra circumstances for the movement protection related with their visas. Consequently, consistently contact the international safe haven or consular office of the country you enter on your excursion to the Schengen zone for their particular circumstances and prerequisites.

Where and how can I buy the insurance?

We show you an assortment of protection items from prestigious European safety net providers in a single spot. You can quickly analyze their offers and pick the right protection for you in a single tick:

 
  • All insurance products in our portfolio can be bought and paid online

  • Your policy is sent via email immediately after the payment

  • All insurance products in our portfolio meet EU requirements

Give it a try and see how easy it is!

Benefits

We present to you a quick and very much organized answer for your Schengen travel protection needs, regardless in the event that you really want Schengen visa protection, or you’re only searching for quality travel protection for your excursion to Europe.

  • Insurance meeting EU requirements for Schengen visa insurance

  • Products from renowned European insurers

  • Online sales within three minutes, payment via cards or PayPal

  • Insurance policy immediately by email, no additional approvals and waiting

  • Prices from 20 USD per month

  • Insurance duration from one to 36 months

  • International assistance services available 24/7

  • Access to quality medical facilities meeting high European standards

Check out!

For whom

Our insurance is for everyone

  • Tourists

  • Students

  • Workers, tradesmen and entrepreneurs

  • Family members

Tourists

A great many travelers come to Europe consistently to respect the assortment of European nature and verifiable destinations, taste extensive variety of neighborhood food and beverages, and allow themselves to be roused by European craftsmanship and engineering. They live it up and take loosen up on sea shores of Southern Europe or go skiing to the Alps. They appreciate shopping and have a good time in European urban communities.
Regardless of what your arrangements are, to ensure that your outing is lighthearted, you shouldn’t neglect great travel protection.
We represent considerable authority in European travel protection and Schengen zone visa protection for anybody anticipating working, contemplating or making a trip to the Schengen zone.
We want to take the difficult work and stress out of tracking down the right sort of protection. Utilizing our insurance aggregator, you can find contracts from eminent European back up plans who have some expertise in Schengen visa protection in only a couple of snaps.
Our items are likewise an excellent choice to travel protection for your outing to Europe regardless of whether you want to apply for Schengen visa.

Students

European instruction is notable for its long practice and quality. Assuming you intend to concentrate on college or secondary school in any nation of the Schengen zone, it is conceivable that you might have to apply for Schengen visa first. On the off chance that you didn’t as yet do so, if it’s not too much trouble, contact the college or school you need to learn at, or consulate or consular office of the nation where your school is in, to get all data.
One of the fundamental circumstances to get the Schengen visa is the right travel protection or medical coverage. Utilizing our insurance aggregator, you can find contracts from prestigious European safety net providers who spend significant time in Schengen visa protection in only a couple of snaps.
Our items are likewise a generally excellent choice to travel protection for your excursion to Europe regardless of whether you really want to apply for Schengen visa.
Right protection permits you to investigate Europe and travel uninhibitedly and merrily through all nations of the Schengen zone and investigate.

Workers, tradesmen and entrepreneurs

Because of its receptiveness, monetary development and solidness Europe is right now the best spot for all venturesome and focused individuals. It doesn’t make any difference in the event that you come to Europe as a laborer, subject matter expert, director or on the other hand if you have any desire to go into business there, there have never been exceptional condition to do as such.
In the event that you didn’t as yet do so, if it’s not too much trouble, contact the consulate or consular office of the country you intend to work in to get all data. It is conceivable that you might have to apply for Schengen visa first – it relies for the most part upon your nation of beginning, kind of work and industry you work at.
One of the principal conditions to get the Schengen visa is the right travel protection or health care coverage. Utilizing our insurance aggregator, you can find contracts from prestigious European safety net providers who work in Schengen visa protection in only a couple of snaps.
Our items are likewise a generally excellent choice to travel protection for your outing to Europe regardless of whether you really want to apply for Schengen visa.

Family members

Assuming that you are leaving for Europe to work or concentrate on there and you need to carry your family with you, we energetically suggest you contact the consulate or consular office of the country you intend to live in to more deeply study Schengen visa commitments for your relatives regardless of whether you want the visa yourself. It tends to be conceivable that despite the fact that you may not require the visa to work in Europe, your family might in any case have to apply for it.
One of the fundamental circumstances to get the Schengen visa is the right travel protection or health care coverage. Utilizing our insurance aggregator, you can find contracts from famous European guarantors who have practical experience in Schengen visa protection in only a couple of snaps.
Our items are likewise an excellent choice to travel protection for your outing to Europe regardless of whether you really want to apply for Schengen visa.
We want to take the difficult work and stress out of tracking down the right sort of protection. We remember likewise about youthful couples and families anticipating a child, for whom we can offer specific items for pregnant ladies. They cover not just clinical costs connected with pregnancy and work yet in addition a medical services of an infant.

FAQ

Frequently asked questions

Can I buy Schengen insurance directly at embassy or consolatory office?

No, our insurance can be bought only online. You can, however, use it for visa application purposes at embassy, consolatory office, immigration authority etc.

Which European countries are covered?

Our products cover automatically trips and stays in all countries of Schengen zone: Austria, Belgium, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Island, Italy, Latvia, Lichtenstein, Lithuania, Luxemburg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland.

When can I expect insurance certificate?

Your insurance certificate and/or insurance policy confirming the validity of your insurance together with the rest of the product documentation will be sent to your email address as and pdf file immediately after the payment of the insurance premium.

How can I print product documentation related to my Schengen insurance?

Immediately after the payment you can download and print all documents as the last step of the online purchase process and of course they will be also sent automatically to your email address in form of the pdf files at the same time.

What is a typical length of the Schengen insurance?

The insurance period may vary depending on your needs, however, the minimum duration is usually 1 month and the maximum duration is 36 months (3 years).

What are the main exclusions?

Typical exclusions are usually: Willful damage, Non-following doctor’s instructions and recommendations, Situations which happen in a country that is not covered by the insurance, disorderly conduct with active participation of the insured person etc. For full list of exclusion and more details please always learn relevant insurance terms and conditions before the purchase. They are always available online in product details section of each product.

Can I buy Schengen insurance when I am already ill?

You can buy most products but be aware that already existing illnesses or any other medical problem known to you when you buy the insurance is usually excluded. It means that medical costs related to the treatment of such illness or problem will not be covered by your insurance. The insurance, however, will usually cover other illnesses and injuries not related to your already existing illness. It depends on each product. You can find the detailed conditions in insurance terms and conditions. They are always available online in product details section of each product or you can contact us at: [email protected]

How can I make a claim?

In case of need, always contact the insurance company. Contact details are part of the product documentation sent to your email address immediately after you successfully finish the purchase. Most of our partners also provide online forms or mobile applications for claim reporting. We highly recommend having contact details of your insurance company and their 24/7 assistance service always with you during the whole time of your stay.

In case of need, always contact the insurance company. Contact details are part of the product documentation sent to your email address immediately after you successfully finish the purchase. Most of our partners also provide online forms or mobile applications for claim reporting. We highly recommend having contact details of your insurance company and their 24/7 assistance service always with you during the whole time of your stay.

The insurance can be on behalf of the insured person arranged by anyone older 18 years of age. You only need to be able to enter all obligatory information about the insured person, typically: name, age, citizenships, passport no., address, email address etc.

What is covered by Schengen insurance?

Each product covers medical expenses for at least: Necessary and urgent health care in a medical facility which comply with high EU standards. Repatriation of ill person back home (incl. repatriation of his/her body in case of death). However, insurers usually cover much more and add coverage of more risks and services like for instance preventive medical examinations, liability cover, risk sports, pregnancy and labor medical expenses, health care of new born babies and much more. Example of Schengen cover: Main limit 75 000 € Transport and repatriation 75 000 € Acute dental care (accident)v 5 000 € Other dental care 5 000 € Prescribed medicine to the limit Non-prescribed medicine NO Pregnancy and labor 50 000 € Neonatal health care NO Preventive examination YES General preventive examination 1x per annum Dental preventive examination 1x per annum Gynecological preventive examination 1x per annum Mandatory vaccination 50 € / year Dispensary care NO Assistance services 24/7 to the limit Liability insurance 40 000 €

How can I pay for Schengen insurance?

The Schengen insurance premium can be paid only online as a part of the purchase process. Payment is not process by us but always by certified and professional payment providers via their secured payment portals and applications. Schengen.insure does not have access to any private or sensible information about your payment means (in any phase of the purchase process). The premium payment is processed, based on your selection, through your payment card or your PayPal account. Supported payment cards are Visa or Mastercard and the payment is provided by a global payment provider PayU.

Even though I do not need Schengen visa, can I still buy one of your products?

Yes, you can. All products we offer can be used as an alternative to travel insurance. Your medical expenses abroad (including repatriation) will be covered no matter if you need Schengen visa. These products can be then bought also in case you do not apply for Schengen visa.

I am an EU citizen. Can I buy Schengen insurance?

Yes, you can. All products we offer can be used as an alternative to travel insurance. Your medical expenses abroad (including repatriation) will be covered no matter if you need Schengen visa. These products can be then bought also in case you do not apply for Schengen visa.

What are Schengen health insurance requirements?

Your health or travel insurance must meet following conditions: Minimum coverage limit of 30.000 EUR. The insurance covers the necessary health care costs in case of illness, accident or death. The insurance covers the cost of repatriation of the insured person or his/her body (in case of death) to his/her home country. The policy covers the whole Schengen zone. The insurance coverage is valid throughout the whole duration of the stay (or transit) in the Schengen Zone. Recommendation: each Schengen zone country can apply additional conditions for the travel insurance associated with their visas. Therefore, always contact the embassy or consular office of the country you enter on your journey to the Schengen zone for their specific conditions and requirements.

Does my health insurance work in Europe?

It depends on your country and your current health care scheme/program. Please contact your health insurance company to learn more about your health care scheme/program and their terms and conditions regarding your trip abroad. Make sure, however, that it also covers repatriation costs (i.e. costs of medical transport from abroad to your home country) in case of illness, injury and death, which is not usually the case. Please be aware that repatriation costs can be enormous - $100,000 and even more. Cover of repatriation costs is also one of the main conditions for Schengen visa. All products in our portfolio meet the requirements of the EU for travel insurance for foreigners coming to Schengen zone, and much more. Check out!

What are the requirements for Schengen visa?

You ask for a visa for the country you enter first within the Schengen zone. Before you start planning your journey, you need to contact the embassy or consulate of the country you are traveling to and learn all the important information. This way, you can make sure you do not miss anything and will be well prepared. The embassy or consulate office will provide you with detailed and updated information about the visa requirements, procedures and requirements regarding your specific situation. The basic rules regarding the Schengen visa are described in the Visa Code (Regulation EC No. 810/2009) where it is said that citizens of certain countries need a valid visa to visit any country that is member of the Schengen zone. This is necessary also if one is only traveling through a country in the zone.

Where can I travel with Schengen visa?

Whith Schengen visa you can travel to all countries of Schengen zone: Austria, Belgium, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Island, Italy, Latvia, Lichtenstein, Lithuania, Luxemburg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland.

What is it Schengen visa rule 90/180?

The Schengen visa rule 90/180 states that you can apply for a Schengen visa, so called short-term or unified visa, only in case you have not spent more than 90 days in past 180 days (half year) in Schengen zone from the date of your first entry of the Schengen area. Once 90 days in respective half year expire, you must leave the Schengen zone. You may apply for a new visa and return again in next half year (after first 180 days expire). All foreigners from non-EU countries including visa waiver regime countries must comply with the Schengen Rule 90/180.
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